Why Traditional Home Insurance Doesn’t Cover Title Fraud
Surprised to learn this too 🕵️♂️🏠
Most Florida homeowners think traditional home insurance covers everything—fire, floods, even weird stuff like title fraud.
But here’s the thing: Home insurance protects your house and belongings, NOT the ownership of your property.
👀 If someone forges a deed or files a fake claim, your homeowner's policy won’t step in. Title fraud slips through the cracks because it’s all about legal ownership, not damage or theft.
That’s why dedicated title monitoring exists—totally separate from what regular insurance handles.
Did you know title fraud wasn’t covered before today? 📝
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